Money decisions, made happy.
From business cards and loans to savings, insurance and car finance — honest, independent comparisons with real figures and no hidden agenda, built for UK entrepreneurs.
Start here
Launch your limited company
Everything to get started, in one guided flow.
- 1 Incorporate your company
- 2 Open a business account
- 3 Get a business credit card
- 4 Set up accounting software
Free to use · clean to run today
Browse categories
Why some are marked "Needs FCA cover": in the UK, consumer credit cards, insurance, mortgages, loans, investing, student finance and travel cards are regulated activities. You can feature them once you're authorised or working under an AR principal — until then they stay informational. The limited-company categories above are clear to run now. How we rate.
Best business credit cards, June 2026
View all 9 →#1
Capital
on Tap Business
on Tap Business
VISA
CoCapital on TapBusiness card
Capital on Tap BusinessEditor's pick
9.2★★★★★★★★★★Our rating
Check eligibilityRates & fees
Annual fee
£0
Rewards
1% cashback
Credit up to
£250k
Best for
Everyday spend
No annual, ATM or FX fees · soft search firstRead full review
#2
Amex
Business Gold
Business Gold
VISA
AxAmex BusinessGold rewards card
Amex Business Gold
8.9★★★★★★★★★★Our rating
View offerRates & fees
Annual fee
£195 *
Rewards
Membership Rewards
Type
Credit card
Best for
Rewards & travel
Strong rewards and travel perks
#3
Amex
Business Cashback
Business Cashback
VISA
AxAmex BusinessCashback card
Amex Business Cashback
8.6★★★★★★★★★★Our rating
View offerRates & fees
Annual fee
£0
Rewards
Cashback
Type
Credit card
Best for
Simple cashback
Uncapped cashback, no annual fee
#4
Barclaycard
Select Cashback
Select Cashback
VISA
BarclaycardSelect Cashback
Barclaycard Select Cashback
8.4★★★★★★★★★★Our rating
View offerRates & fees
Annual fee
£0
Rewards
Cashback
Type
Credit card
Best for
Established firms
No-fee cashback from a big bank
Representative example: Capital on Tap 35.2% APR (variable), assumed credit limit £1,200, no annual fee. Subject to status; UK businesses only. Figures illustrative — confirm before applying. Terms apply.
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Happy Wallets is free to read because providers pay us a commission when you open something through our links. It never costs you more, and it never moves a product up our list — we score every product against the same five criteria before any commercial deal. See how we rate.