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    Dealing with HMRC

    Practical tips for a smoother relationship with the tax office.

    By the Happy Wallets team·Updated June 2026·4 min read

    Good habits

    • Keep clean, digital records all year.
    • Respond to letters promptly.
    • Pay on time, or arrange a plan early if you cannot.
    • Keep references and dates from any phone calls.

    If you are struggling

    HMRC can often set up a Time to Pay arrangement if you contact them before a deadline passes. Acting early gives you more options.

    Frequently asked questions

    Beware of scams+
    HMRC will not text or email demanding immediate payment or threatening arrest. When in doubt, contact HMRC through official channels.
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