Terms of use

Using this site

This site provides general information and comparisons to help you make your own decisions. By using it you accept these terms. If you don’t agree with them, please don’t use the site.

Not financial advice

Happy Wallets is a guide, not a financial adviser. Nothing here is personal financial, legal or tax advice, and the decision and any application are yours. Where a product is regulated, we only list and link to it once we’re able to promote it compliantly. Always confirm current terms with the provider before you apply.

Affiliate disclosure

Some links are affiliate links. If you open a product through one, the provider may pay us a commission. It never costs you more than going direct, and it never changes our scores or rankings.

Accuracy of information

We work to keep information current, but rates, fees and terms change often and may be out of date or contain errors. We can’t guarantee the site is accurate or complete, so always verify details with the provider.

Intellectual property

The content and design of this site belong to us or our licensors and may not be copied or reused without permission, except as allowed by law.

Limitation of liability

To the fullest extent permitted by law, we’re not liable for any loss arising from your use of the site or reliance on its content. Your decisions and applications are your own responsibility.

Links to other sites

We link to third-party sites we don’t control and aren’t responsible for. Following an external link is at your own risk and subject to that site’s terms.

Changes

We may update the site and these terms from time to time. Continued use after a change means you accept the updated terms.

Governing law

These terms are governed by the laws of England and Wales, and the courts of England and Wales have jurisdiction.

Contact

Questions about these terms? Email support@happywallets.co.uk.